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| Pm surya ghar yojna |
Multiple banks are offering loans under the PM Surya Ghar Yojana. Here are the details:
Banks Offering Loans
State Bank of India (SBI): Offers loans up to ₹2 lakhs for solar rooftop systems up to 3 kW, with an interest rate of 7% (EBLR - 2.15%).
Indian Bank: Provides loans up to ₹2 lakhs for solar rooftop systems up to 3 kW, with an interest rate of 7%.
Punjab National Bank (PNB): Offers loans up to ₹6 lakhs for solar rooftop systems up to 10 kW, with interest rates ranging from 7% to 9.90% per annum, depending on the borrower's CIBIL score.
Loan Details
For Loans up to 3 kW
Loan Amount: Maximum ₹2 lakhs
Interest Rate: 7% (SBI and Indian Bank)
Tenor: Maximum 120 months (10 years)
Margin: Minimum 10% of the project cost
Security: Hypothecation of assets
Processing Fees: NIL
For Loans above 3 kW to 10 kW
Loan Amount: Maximum ₹6 lakhs
Interest Rate: 9.15% to 10.15% (SBI), 7% to 9.90% (PNB)
Tenor: Maximum 120 months (10 years)
Margin: Minimum 20% of the project cost
Security: Hypothecation of assets
Processing Fees: NIL
To apply for a loan under the PM Surya Ghar Yojana, you can register on the official website and then apply through the Jan Samarth Portal either you can contact your Bank.
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